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Disclaimer for Investments

Investments involve risk and it is important that you carefully consider your financial goals and risk tolerance before making investment decisions.

The investments referred to in this document may vary in value and past performance is not necessarily indicative of future returns.

There is a risk that you may lose all or part of your investment. We therefore encourage you to consult an independent financial adviser who can assess whether an investment suits your individual circumstances

.

This document does not constitute a recommendation to invest, and all decisions made on the basis of the information contained herein are at your own risk.

We accept no responsibility for any loss or damage that may arise as a result of investments made on the basis of this document.

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